August 29, 2025
Does an LLC really protect your personal assets?
Many people form an LLC assuming they are automatically protected. There is a difference between having the structure and using it correctly.
From day one of your company to the year-end balance sheet, the same firm.
JPTM handles your US business from the first day through the tax return, and the books come out in the form a bank or an investor expects. You talk to the person who does the work.
Start with your situation, not with the name of a service.
Almost nobody arrives knowing whether their problem is called Sales Tax or financial organization. Pick the sentence that describes where you are.
I want to open a company in the United States
Work out which structure fits your case, and what the company owes once it exists.
I opened the company and do not know what I must file
A map of what your business owes, to whom, and by what date.
I do not know whether my business owes Sales Tax
The rule changes state by state. Finding out late is usually expensive.
My bookkeeping is behind
We rebuild the period from the bank statements and bring the books current.
I received a letter from the IRS
Read what the letter actually asks for, and answer it inside the deadline.
I need financial statements for the bank
Balance Sheet and Profit & Loss in the form the institution expects to receive.
I want to protect my personal assets
Separate what is yours from what the business exposes, before you need to.
I need to transfer a property
Quit Claim Deed for transfers between family members, inheritance matters, or ownership adjustments.
Who will be handling your books.
Jadir Carvalho
In accounting since 1990. The career started in external audit, the school where you learn that every figure has to hold up in front of someone who will ask where it came from.
To that add the years of experience built on American soil, dedicated to United States accounting and tax. That double reading is what a Brazilian client finds here: someone who understands the logic they came from and the logic they are in now.
What you can hold us to.
Trust
We tell you what your situation requires, including when that is less work than you came to buy.
Security
Every figure in your books traces back to the document behind it. If the IRS asks, there is an answer.
Experience
Complex business and personal cases, handled by someone who knows both systems: the American and the Brazilian.
What happens after you get in touch.
From the first conversation to the year-end close, this is the path. You are not handed off from one provider to another halfway through it.
1
The first conversation
You tell us where you are: company formed or not, what has been filed, what got left behind. We tell you what your situation actually requires — and what it does not.
2
Getting organized
We gather documents, bank accounts, cards, and whatever is missing. This is where the things nobody had noticed yet come to light.
3
The monthly routine
Entries, bank reconciliation and Sales Tax filed on time. Every month, without you having to remember.
4
The close
Balance Sheet, Profit & Loss and the annual return. The accounting comes out ready to go to a bank, an investor or an audit.
Seven areas, and none of them hands you off elsewhere.
Tax Consulting
Understand what your company owes the US tax system, and pay what is fair.
See details
Bookkeeping
Books kept current, and a balance sheet a bank will accept.
See details
Sales Tax
The rule changes state by state, and finding out late is expensive.
See details
Income Tax
Business and personal returns, without errors and without leaving deductions behind.
See details
Financial Organization
A financial structure that can carry growth.
See details
Asset Protection
Separate what is yours from what the business puts at risk.
See details
Quit Claim Deed
Property transfers between family members, inheritance matters, ownership adjustments.
See details
The dates your company cannot miss.
A late-filing penalty is the most avoidable cost there is. Here is the calendar of the most common obligations for a Florida business.
| Date | Obligation | Who it applies to |
|---|---|---|
| Due the 1st · late after the 20th | Florida Sales Tax (DR-15) | Anyone registered for Sales Tax. Filing frequency (monthly, quarterly, semiannual or annual) depends on how much the business collects per year. A return is required even when no tax is due for the period. |
| January 31 | W-2 to employees and 1099-NEC to contractors | Businesses with employees or contractors |
| January 31 | Q4 Reemployment Tax (RT-6) | Businesses with payroll. Required even with no employees that quarter |
| March 15 | Multi-member LLC (1065) and S-Corp (1120-S) returns | Calendar-year filers |
| April 15 | C-Corp (1120) and individual (1040) returns | Calendar-year filers |
| April 30 | Q1 Reemployment Tax (RT-6) | Businesses with payroll |
| January 1 to May 1 | Florida Annual Report | Every company registered in the state. This is a window, not a single date: it opens January 1. After May 1 a US$ 400 late fee applies, which Florida does not waive under any circumstance. |
| July 31 | Q2 Reemployment Tax (RT-6) | Businesses with payroll |
| October 31 | Q3 Reemployment Tax (RT-6) | Businesses with payroll |
The dates above are the ones set in law. When one falls on a Saturday, Sunday or holiday, the deadline moves to the next business day — but plan around the legal date: counting on the extension is how you miss the deadline in a year when there is not one. This is the list of the most common obligations for a Florida business; your situation may carry others. Confirm with us before planning around this table.
What clients ask most.
Questions that come up every week, answered in writing.
August 22, 2025
What is asset protection?
Asset protection is the set of decisions that separates what is yours from what the business puts at risk, and it has to exist before the problem does.
Tell us your situation. We will tell you what it requires.
No obligation. If your case is not a fit for us, we will say that too.